Privacy Policy

Introduction

Welcome to Offertivo! Your privacy is important to us, and we are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and protect your data when you use our app.

The purpose of Offertivo app is to serve as an offers aggregator that provides users with personalized offers based on their preferences, past behavior, and current location. By leveraging geofencing technology, the app can detect when a user is near a predefined location and deliver relevant offers in real-time. This enhances the user’s shopping and service experience by ensuring they are aware of discounts and deals that are most pertinent to their interests, time and location.

Information We Collect

Personal Information:

  • Phone Number: Required for account creation and OTP verification.
  • Email (Optional): Used for account recovery and communication.
  • First Name (Optional): Personalizes your user experience.
  • Selected Banks and Non-Banks: Used to tailor offers and recommendations.

Location Data:

  • Foreground and Background Location Access: Used for geofencing to provide real-time offers based on your location.
  • Physical Activity: Used to optimize geofencing and battery usage by adjusting location check frequency based on whether you are walking, driving, or stationary.
  • Geofencing Metadata: Includes locations you frequent, such as shops, home, and workplace. This data is stored as metadata without revealing your personal identity.

SMS Data:

  • SMS Permission: Utilized for OTP verification and assessing interactions with financial institutions you follow, as well as integrating offers received from these institutions into the user’s app feed. We do not retain the actual SMS content.

How We Use Your Information

  • Personalization: To provide personalized offers based on your preferences, behavior, and location.
  • Notifications: To notify you of relevant offers in real-time when you enter predefined geofences.
  • Optimization: To optimize battery usage by adjusting location check frequency based on physical activity.
  • Security: To verify your identity through OTP and ensure secure access to the app.

Data Storage and Security

  • Encryption: All sensitive data is encrypted.
  • Anonymity: Data is linked to a unique user ID rather than your personal identity to ensure anonymity.
  • Secure Storage: We store your data securely and only retain metadata necessary for the app’s functionality.

Sharing Your Information

  • Sub-processors: We may share your data with trusted sub-processors who assist in providing our services. These sub-processors are bound by contractual obligations to protect your data under our responsibility.
  • Third-Party APIs and Libraries: The app may use third-party APIs and libraries, which will process your data as per their privacy policies.

Data Retention

We store your personal data for as long as it is necessary to provide our services and fulfill the purposes outlined in this Privacy Policy. Data not needed will be regularly deleted or anonymized.

International Data Transfers

Your data may be transferred to and processed in countries outside your country of residence. We ensure appropriate safeguards for these transfers, such as standard contractual clauses.

Your Rights

  • Access and Correction: You have the right to access and correct your personal information.
  • Data Deletion: You can request the deletion of your data at any time.
  • Opt-Out: You can opt-out of data collection by changing your app settings or contacting us.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes.

Contact Us

If you have any questions about this Privacy Policy, please contact us at:

  • Email: contact@offertivo.com

Thank you for trusting Offertivo with your personal information. We are committed to protecting your privacy and providing a secure user experience.